Feature
Planned payments: know what is due before it leaves
A planned payment is a transaction with a due date instead of a date. Recurring rules generate future instances (weekly, fortnightly, monthly or yearly), and the dashboard lists what is overdue and what is coming inside the current period.
Month-end dates that behave
A monthly rule anchored on the 31st falls to the 28th in February and returns to the 31st in March, because each occurrence is counted from the anchor rather than from the previous one. Dates never drift earlier over a year.
Settle, or skip
Settling a planned payment gives it a real date and turns it into a normal transaction in your history. Skipping one removes that occurrence without touching the rule, so a month you paid in cash does not haunt the list forever.
Or let it settle itself
Turn on auto-settle for the payments you never think about, such as a subscription on a card or a standing instruction. Past occurrences arrive already settled, and future ones stay planned.
Frequently asked questions
- Will Chillar's remind me before a payment is due?
- Chillar's can send a daily reminder notification at a time you choose, in your own timezone, and it skips the reminder on days you have already recorded a transaction.
- Can a planned payment be a transfer between my accounts?
- Not yet. Planned payments cover income and expenses today; a recurring transfer between two of your own accounts has to be logged when it happens.
Related reading
- A free expense tracker that does the arithmetic exactlyLog expenses by category and account, with exact decimal amountsRead
- A budget planner that tells you what is leftWeekly, monthly and yearly budgets scoped to categories and accountsRead
- How to track expenses (and still be doing it in three months)A five-step method for tracking expenses that survives the second week: pick a capture habit, categorise coarsely, reconcile weekly, review monthly.Read
- How to make a monthly budget from your own numbersBuild a monthly budget from three months of your own spending instead of a template: find your baseline, set limits that bind, and review it once a month.Read
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