Frequently asked questions
Chillar's is a free expense tracker. It supports multiple currencies, keeps working when your connection drops, keeps your rows isolated at the database level, has no bank connection, and exports everything you put into it.
Cost
- Is Chillar's free?
- Yes. Chillar's is free to use. There is no paid tier, no trial that expires, and no feature withheld behind an upgrade prompt.
- How does Chillar's make money?
- Advertising will. There are no ads on Chillar's yet - it runs at the cost of its operator while ad serving goes through approval. Once ads are live they are meant to pay for the servers, which is what keeps every feature available on a single free tier. Either way, Chillar's does not sell your financial data and does not share it with data brokers.
- Will Chillar's start charging later?
- There are no plans to. Advertising rather than subscriptions is the intended funding model, and a full JSON export is always one click away if that ever changes.
Privacy and data
- Is my financial data private?
- Yes. Every row is isolated at the database level with row-level security, so a query can only ever return your own data. Chillar's sells nothing to third parties, and never sees your banking credentials because it has no bank connection. No ads run on the service today; when they do, your transactions will not be used to target them.
- Does Chillar's connect to my bank?
- No. Chillar's has no bank or card integration. You add transactions yourself, import a CSV, or import a backup file. Nothing reads your bank account, so no banking credential is ever stored.
- Can I export my data?
- Yes. A full JSON export contains every row Chillar's holds for you and can be imported back, so it works as a real backup. Any filtered view also exports to CSV, XLSX or PDF.
- Can I delete my account?
- Yes. Account deletion is requested from the settings page and takes effect after a seven-day grace period, during which you can cancel it. After the grace period every row belonging to the account is permanently removed.
Using Chillar's
- Does Chillar's work offline?
- Partly. Chillar's is a web app, so it needs a connection to sign in and to sync, but not to keep working once it is open. It installs as a progressive web app: pages you have already visited render from cache with no connection, and transactions added offline are queued in the browser and sent when you reconnect.
- Does Chillar's support multiple currencies?
- Yes. Each account has its own currency and net worth converts every balance to the base currency you choose. Exchange rates refresh daily and any individual rate can be overridden.
- Does Chillar's format amounts in lakh and crore?
- Yes. Setting your locale to en-IN groups amounts in lakh and crore with the rupee symbol, as in ₹12,34,567.89, while en-US groups the same amounts in thousands. Formatting follows the locale and never changes the stored value.
- Can I import from Mint, Walnut or another expense tracker?
- Yes, via CSV. Chillar's has guided import flows for nine common apps including Money Manager, Wallet by BudgetBakers, Spendee, Monefy, Bluecoins and Financisto, and imports Ivy Wallet backups directly.
- Is there a mobile app?
- Chillar's is a progressive web app, so it installs to a phone home screen from the browser and runs full-screen with offline support and shortcuts, without going through an app store.
Choosing an expense tracker
- What is an expense tracker?
- An expense tracker is a tool for recording what you spend and earn, sorting it into categories, and totalling it over time so you can see where your money goes. Chillar's is a free expense tracker: add transactions by hand or CSV import, and it handles the categorising, multi-currency conversion and reporting.
- What is a money manager?
- A money manager covers a wider scope than an expense tracker: accounts and balances, budgets, planned income and expenses, loans, and net worth, in addition to logging transactions. Chillar's is a money manager in that sense, free, with no bank connection required.
- What is the best expense tracker?
- The best expense tracker is the one that matches how you actually track spending: manual entry versus bank sync, single versus multiple currencies, and whether you need budgets, loans and reports or just a running total. Chillar's is built for manual or CSV-based tracking across multiple currencies with no subscription.
- What is the best free expense tracker?
- Chillar's is a free expense tracker with no paid tier: accounts, categories, budgets, loans, multi-currency support and CSV/PDF/XLSX export are all included at no cost, to be funded by advertising rather than a subscription.
- What is the best expense tracker app?
- Chillar's is a progressive web app, so it installs to a phone home screen from the browser and works offline once installed, without going through an app store. It covers transactions, budgets, loans and reports in one free app.
- What is the best expense tracker for freelancers?
- Freelancers generally need an accurate, exportable expense record rather than a reimbursement pipeline built for expense reports and approval chains. Chillar's is a free expense tracker for freelancers and sole traders: log income and expenses by category, export to CSV, XLSX or PDF for tax filing, and track multiple currencies if you invoice across borders.
- What are the best expense tracker tools?
- Good expense tracker tools share a few traits: fast manual entry, CSV import, category-level reporting, and an export that is not locked behind a paid plan. Chillar's covers all four for free, with the addition of budgets, loans and multi-currency accounts.
- What are the best expense tracker solutions?
- Expense tracker solutions range from spreadsheets to dedicated apps to full accounting software. A spreadsheet is flexible but manual; a dedicated free app like Chillar's adds categorisation, budgets and reporting without the setup work of a template or the cost of accounting software.
- What are the best daily expense tracker tools?
- A daily expense tracker needs quick entry above everything else, since friction is what causes people to stop logging. Chillar's installs as a home-screen app for one-tap entry and queues transactions offline, so a spotty connection never blocks logging an expense.
- What are the benefits of having an expense tracker?
- An expense tracker shows exactly where money goes by category, catches spending drift before it becomes a problem, makes budgeting and tax filing faster because records are already organised, and gives an accurate net worth instead of a guess. Chillar's adds multi-currency conversion and CSV/PDF/XLSX export on top of that.
- How to make an expense tracker in Google Sheets?
- A basic version is a sheet with columns for date, category, description and amount, a pivot table or SUMIF formulas to total spending by category, and a chart if you want a visual breakdown. It works but stays manual: no import, no budgets, no multi-currency conversion, and no mobile entry unless you also install the Sheets app. Chillar's does the same categorising and totalling automatically, plus CSV import and offline entry.
- How to create an expense tracker in Excel?
- The same layout as Google Sheets works in Excel: a table with date, category and amount columns, then a PivotTable to total spending per category and a chart to visualise it. Excel's advantage is offline editing and more advanced formulas; the trade-off is the same manual entry and no built-in mobile app. Chillar's is a ready-made alternative that adds CSV import, budgets and multi-currency support without building the sheet yourself.
Start tracking in about two minutes
Free to use, and everything you enter is exportable. No card and no trial.